Remortgage
Starting your re-mortgage application online now see how much you can save for your property. Our mortgage advisors will advise you on the best deal on the market for maximum saving on mortgage repayment
Step 1 Compare & Check
We will help you find the best mortgage deal on the market and compare the ones that suitable for your situation.
Step 2 See If You Qualify
Answer a few questions by phone or online & we'll let you know which deals you're eligible for.
Step 3 Apply Online
Your case will be submitted to the lender, where we will be keeping in touch with the lender until the offer is issued.
Step 4 Track & Chase
Your mortgage application will be sent to the solicitor, we’ll appointed a case manager who will update you about your mortgage journey
We save you time, hassle and money.
Email Us To Start Application Today
Remortgage
Whether you’re looking to switch to a better deal, coming to the end of your existing mortgage term, or want to borrow money against your property, a remortgage could be the solution for you. We’ve got all the remortgage advice you need - and because our expert mortgage advisers give advice on deals from across the market, you can be sure that you’ll secure the best remortgage deal for your circumstances.
“The best time to buy a home is always five years ago.”
– Ray Brown
Frequently Asked Questions - Mortgage guide
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A remortgage is when you move your mortgage on your existing property from one lender to another, or change to a new deal with your current lender. There are a variety of reasons you might do this, but it’s most common when homeowners are coming to the end of their current mortgage deal. It’s always worth shopping around for a good deal on your property remortgage, rather than just staying with your existing lender. Timing is important too, as once you reach the end of your deal, you’ll be switched to their Standard Variable Rate – and that means you could end up paying more interest. Some people also choose to remortgage in the middle of their mortgage deal in order to switch to a better rate. If you do this, you may be subject to Early Repayment Charges, but we can help you work out whether now is the right time to remortgage. Another reason some owners will want to remortgage their property is if they’re looking to borrow more money against it, for example to fund home improvements.
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If you want to remortgage your house or flat, timing is everything. Switch too early and you may be subject to Early Repayment Charges on your current mortgage which will reduce any benefits of cheaper mortgage deals – but leave it too late and you could find yourself paying over the odds. Getting a new deal in place before your existing mortgage deal expires can avoid you paying an expensive Standard Variable Rate. It’s a good idea to start thinking about your next mortgage deal 6 months from your end date and some lenders will even let you ‘lock in’ to a new deal at this time.
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The amount you can borrow on a remortgage will depend on both your income and how much equity you have in the property. Although many people just look to switch their mortgage over to a better deal it can also be a good time to raise additional money for things such as home improvements. You can get an idea of how much you could borrow on a remortgage and what it might cost by using our online Mortgage Finder.
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A variable rate mortgage is a type of mortgage in which your interest rate, and in turn your monthly repayments, can go up or down.
Variable rate deals fall into 3 main categories – standard variable rates (SVRs), tracker rates and discounted rates.